Paygent is a payment gateway from Paygent Co. Ltd., established through joint investment by Mitsubishi UFJ NICOS and NTT DATA. It lets businesses accept credit cards, QR wallets, convenience store payments, carrier billing, and other payment methods through a single integration.

The platform serves thousands of companies and is backed by Mitsubishi UFJ NICOS, a major credit card company, and NTT DATA, a leading IT infrastructure provider. Businesses can integrate payments either through an API for custom checkout experiences or use a simpler hosted payment page that requires less development work.

The service supports 3D Secure authentication for card payments, adding identity verification to reduce fraud liability and meet security standards required by card issuers.

Merchants can accept QR code payments from popular Japanese mobile wallets including PayPay, LINE Pay, Rakuten Pay, d-payment, and au PAY through the gateway.

Developers can integrate payment processing through an API using the module-type implementation, enabling deep integration with existing e-commerce systems and custom payment flows.